CashLoan Inspection Report v4.22

Generated: 2026-02-10 | Source: collection_inspection_data_local.xlsx

Overview

Rows: V:254025 R:7074

1核心监控 (Core Monitoring)

Overall Entrant

8.23%

入催率

Overall DPD5

3.36%

T+6 Overdue

Collection Rate

30.32%

Global Repay

Connect Rate

3.01%

Strategy Exec

到期月回收曲线 (Due Month Recovery Curve)

客群:

* 回收率 = 1 - 剩余本金 / 到期逾期本金。X轴 = 距到期日天数。

Vintage 矩阵 (Risk Matrix)

Overall New User Old User

Recovery Rates

Period	Overdue Rate	D1	D2	D3	D4	D5	D6	D7	D10	D15	D30
2026-02-09	9.25%→	-	-	-	-	-	-	-	-	-	-
2026-02-08	9.21%↑1.05%	35.0%↑12.6%	-	-	-	-	-	-	-	-	-
2026-02-07	8.16%↑0.30%	22.4%↓7.9%	40.4%↑3.1%	-	-	-	-	-	-	-	-
2026-02-06	7.86%↑0.48%	30.3%↓7.4%	37.3%↓10.7%	46.4%↓5.0%	-	-	-	-	-	-	-
2026-02-05	7.38%↓0.50%	37.7%↑0.6%	48.0%↓2.3%	51.3%↓3.8%	55.8%↓1.4%	-	-	-	-	-	-
2026-02-04	7.88%↓0.29%	37.1%↑4.7%	50.3%↑4.5%	55.1%↑2.7%	57.2%↑1.4%	59.7%↑2.8%	-	-	-	-	-
2026-02-03	8.17%↑0.10%	32.4%↓0.5%	45.8%↑0.4%	52.4%↑1.0%	55.8%↑0.6%	56.9%↓0.9%	58.5%↑0.2%	-	-	-	-
2026-02-02	8.07%↓0.73%	33.0%↓5.7%	45.5%↓5.5%	51.4%↓4.0%	55.2%↓3.8%	57.7%↓3.9%	58.2%↓4.7%	59.0%↓4.6%	-	-	-
2026-02-01	8.80%↑0.95%	38.7%↑8.7%	50.9%↑3.3%	55.4%↑3.0%	59.0%↑3.2%	61.7%↑4.1%	63.0%↑4.1%	63.6%↑3.9%	-	-	-
2026-01-31	7.85%↓0.50%	30.0%↓6.7%	47.6%↑1.9%	52.4%↓0.5%	55.8%↓1.1%	57.6%↓1.5%	58.9%↓2.2%	59.7%↓3.1%	-	-	-
2026-01-30	8.35%↓2.28%	36.8%↓9.7%	45.7%↓12.9%	52.9%↓8.8%	56.9%↓8.6%	59.1%↓8.9%	61.1%↓8.3%	62.8%↓7.8%	65.7%↓7.1%	-	-
2026-01-29	10.63%↑1.33%	46.5%↑10.5%	58.6%↑4.0%	61.7%↑1.1%	65.5%↑2.8%	68.0%↑3.2%	69.4%↑3.0%	70.7%↑3.4%	72.8%↑3.6%	-	-
2026-01-28	9.30%↑0.18%	35.9%↑2.9%	54.6%↑7.3%	60.6%↑4.4%	62.7%↑3.3%	64.8%↑3.9%	66.3%↑2.8%	67.3%↑2.3%	69.2%↑2.0%	-	-
2026-01-27	9.12%↓0.72%	33.0%↓2.2%	47.3%→	56.2%↓0.2%	59.4%↓1.9%	60.9%↓3.5%	63.5%↓2.5%	65.0%↓2.1%	67.3%↓3.2%	-	-
2026-01-26	9.84%↑0.93%	35.3%↓3.7%	47.4%↓2.5%	56.4%↑0.6%	61.3%↑1.8%	64.5%↑1.9%	66.0%↑0.8%	67.1%→	70.4%↑1.7%	-	-
2026-01-25	8.91%↑0.48%	39.0%↑12.2%	49.9%↑8.3%	55.8%↑7.3%	59.5%↑5.3%	62.6%↑3.5%	65.1%↑2.6%	67.1%↑3.3%	68.7%↑0.8%	71.0%→	-
2026-01-24	8.43%↑0.57%	26.8%↓0.9%	41.6%↑9.0%	48.4%↑7.1%	54.1%↑6.1%	59.1%↑8.9%	62.5%↑9.2%	63.8%↑6.6%	67.9%↑7.3%	71.0%↑7.6%	-
2026-01-23	7.86%↓0.26%	27.7%↓7.5%	32.6%↓12.4%	41.3%↓6.8%	48.1%↓5.0%	50.2%↓6.3%	53.3%↓5.1%	57.2%↓4.0%	60.6%↓4.8%	63.4%↓5.1%	-
2026-01-22	8.12%↑0.32%	35.2%↑1.8%	45.0%↓2.7%	48.1%↓4.9%	53.1%↓2.2%	56.5%↓0.5%	58.4%↓0.6%	61.2%→	65.4%↓1.4%	68.5%↓1.0%	-
2026-01-21	7.80%↓0.33%	33.4%↑3.1%	47.7%↑4.6%	53.1%↑3.3%	55.2%↑2.2%	57.0%↑2.5%	59.0%↑3.2%	61.1%↑4.1%	66.8%↑4.8%	69.5%↑4.4%	-
2026-01-20	8.13%	30.3%	43.1%	49.8%	53.0%	54.5%	55.8%	57.0%	62.0%	65.2%	-

DPD Overdue Rates

Period	Overdue Rate	DPD1	DPD2	DPD3	DPD4	DPD5	DPD6	DPD7	DPD10	DPD15	DPD30
2026-02-09	9.25%→	-	-	-	-	-	-	-	-	-	-
2026-02-08	9.21%↑1.05%	6.0%↓0.3%	-	-	-	-	-	-	-	-	-
2026-02-07	8.16%↑0.30%	6.3%↑0.9%	4.9%→	-	-	-	-	-	-	-	-
2026-02-06	7.86%↑0.48%	5.5%↑0.9%	4.9%↑1.1%	4.2%↑0.6%	-	-	-	-	-	-	-
2026-02-05	7.38%↓0.50%	4.6%↓0.4%	3.8%→	3.6%→	3.3%↓0.1%	-	-	-	-	-	-
2026-02-04	7.88%↓0.29%	5.0%↓0.6%	3.9%↓0.5%	3.5%↓0.3%	3.4%↓0.2%	3.2%↓0.3%	-	-	-	-	-
2026-02-03	8.17%↑0.10%	5.5%↑0.1%	4.4%→	3.9%→	3.6%→	3.5%↑0.1%	3.4%→	-	-	-	-
2026-02-02	8.07%↓0.73%	5.4%→	4.4%→	3.9%→	3.6%→	3.4%→	3.4%↑0.1%	3.3%↑0.1%	-	-	-
2026-02-01	8.80%↑0.95%	5.4%→	4.3%↑0.2%	3.9%↑0.2%	3.6%↑0.1%	3.4%→	3.3%→	3.2%→	-	-	-
2026-01-31	7.85%↓0.50%	5.5%↑0.2%	4.1%↓0.4%	3.7%↓0.2%	3.5%↓0.1%	3.3%→	3.2%→	3.2%→	-	-	-
2026-01-30	8.35%↓2.28%	5.3%↓0.4%	4.5%↑0.1%	3.9%↓0.1%	3.6%→	3.4%→	3.2%→	3.1%→	2.9%→	-	-
2026-01-29	10.63%↑1.33%	5.7%↓0.3%	4.4%↑0.2%	4.1%↑0.4%	3.7%↑0.2%	3.4%↑0.1%	3.3%↑0.1%	3.1%→	2.9%→	-	-
2026-01-28	9.30%↑0.18%	6.0%↓0.2%	4.2%↓0.6%	3.7%↓0.3%	3.5%↓0.2%	3.3%↓0.3%	3.1%↓0.2%	3.0%↓0.1%	2.9%↓0.1%	-	-
2026-01-27	9.12%↓0.72%	6.1%↓0.3%	4.8%↓0.4%	4.0%↓0.3%	3.7%↓0.1%	3.6%→	3.3%→	3.2%→	3.0%→	-	-
2026-01-26	9.84%↑0.93%	6.4%↑0.9%	5.2%↑0.7%	4.3%↑0.4%	3.8%↑0.2%	3.5%↑0.2%	3.4%↑0.2%	3.2%↑0.3%	2.9%↑0.1%	-	-
2026-01-25	8.91%↑0.48%	5.4%↓0.7%	4.5%↓0.5%	3.9%↓0.4%	3.6%↓0.3%	3.3%↓0.1%	3.1%→	2.9%↓0.1%	2.8%→	2.6%↑0.1%	-
2026-01-24	8.43%↑0.57%	6.2%↑0.5%	4.9%↓0.4%	4.3%↓0.3%	3.9%↓0.2%	3.5%↓0.5%	3.2%↓0.5%	3.1%↓0.3%	2.7%↓0.4%	2.5%↓0.4%	-
2026-01-23	7.86%↓0.26%	5.7%↑0.4%	5.3%↑0.8%	4.6%↑0.4%	4.1%↑0.3%	3.9%↑0.4%	3.7%↑0.3%	3.4%↑0.2%	3.1%↑0.3%	2.9%↑0.3%	-
2026-01-22	8.12%↑0.32%	5.3%→	4.5%↑0.4%	4.2%↑0.5%	3.8%↑0.3%	3.5%↑0.2%	3.4%↑0.2%	3.1%↑0.1%	2.8%↑0.2%	2.6%↑0.2%	-
2026-01-21	7.80%↓0.33%	5.2%↓0.5%	4.1%↓0.5%	3.7%↓0.4%	3.5%↓0.3%	3.4%↓0.3%	3.2%↓0.4%	3.0%↓0.5%	2.6%↓0.5%	2.4%↓0.5%	-
2026-01-20	8.13%	5.7%	4.6%	4.1%	3.8%	3.7%	3.6%	3.5%	3.1%	2.8%	-

Recovery Rates

Period	Overdue Rate	D1	D2	D3	D4	D5	D6	D7	D10	D15	D30
2026-02-09	17.22%↓1.59%	-	-	-	-	-	-	-	-	-	-
2026-02-08	18.81%↑1.98%	12.2%↑3.2%	-	-	-	-	-	-	-	-	-
2026-02-07	16.83%↑2.85%	9.0%↑4.1%	14.7%↑7.1%	-	-	-	-	-	-	-	-
2026-02-06	13.98%↑1.70%	4.9%↓11.0%	7.7%↓12.9%	9.8%↓12.3%	-	-	-	-	-	-	-
2026-02-05	12.28%↓2.73%	15.8%↑3.7%	20.6%↑2.8%	22.1%↓3.7%	28.2%↑0.9%	-	-	-	-	-	-
2026-02-04	15.01%↓1.81%	12.1%↑3.0%	17.8%↓1.1%	25.7%↓1.3%	27.3%↓3.5%	29.5%↓1.2%	-	-	-	-	-
2026-02-03	16.82%↑3.77%	9.1%↓9.5%	18.9%↓6.7%	27.0%↓1.9%	30.8%↓3.3%	30.8%↓4.6%	31.2%↓4.2%	-	-	-	-
2026-02-02	13.05%↓5.12%	18.6%↑2.6%	25.6%↑3.2%	28.9%↑1.8%	34.1%↑4.6%	35.4%↑4.7%	35.4%↑2.4%	36.0%↑3.0%	-	-	-
2026-02-01	18.17%↑0.73%	16.0%↑6.5%	22.4%↑9.7%	27.1%↑11.4%	29.5%↑6.8%	30.7%↑5.6%	33.0%↑6.0%	33.0%↑4.7%	-	-	-
2026-01-31	17.44%↑1.73%	9.6%↓8.0%	12.7%↓9.4%	15.7%↓13.6%	22.7%↓10.4%	25.0%↓9.6%	27.1%↓8.1%	28.3%↓10.1%	-	-	-
2026-01-30	15.71%↓1.50%	17.6%↓6.5%	22.1%↓9.5%	29.3%↓3.4%	33.1%↓6.1%	34.6%↓6.5%	35.1%↓7.3%	38.4%↓5.7%	41.2%↓5.6%	-	-
2026-01-29	17.21%↑0.52%	24.1%↑12.4%	31.6%↑6.0%	32.7%↑2.0%	39.2%↑6.9%	41.1%↑7.3%	42.4%↑6.2%	44.1%↑6.0%	46.8%↑5.3%	-	-
2026-01-28	16.69%↑2.10%	11.6%→	25.6%↑1.4%	30.7%↑4.8%	32.3%↓2.3%	33.8%↓0.9%	36.2%↓1.6%	38.1%↓0.1%	41.5%↑0.6%	-	-
2026-01-27	14.59%↓0.20%	11.6%↓0.8%	24.1%↑3.4%	25.8%↓0.2%	34.6%↑6.4%	34.7%↑4.8%	37.8%↑8.0%	38.2%↑7.6%	40.9%↑1.9%	-	-
2026-01-26	14.79%↑0.45%	12.4%↓0.8%	20.7%↑3.6%	26.0%↑3.5%	28.2%↑4.2%	29.8%↑5.6%	29.8%↑2.3%	30.6%↑2.1%	39.0%↑9.0%	-	-
2026-01-25	14.34%↑0.54%	13.2%↓0.4%	17.1%↓4.2%	22.5%↓4.3%	23.9%↓9.4%	24.2%↓9.6%	27.5%↓9.7%	28.5%↓9.8%	30.0%↓14.9%	33.5%↓13.3%	-
2026-01-24	13.80%↓3.72%	13.6%↑3.4%	21.3%↑10.3%	26.8%↑8.1%	33.3%↑9.8%	33.8%↑9.2%	37.2%↑9.4%	38.3%↑4.3%	44.9%↑8.6%	46.8%↑8.6%	-
2026-01-23	17.52%↑3.69%	10.2%→	11.0%↓4.1%	18.7%↑0.7%	23.5%↑1.0%	24.6%↓3.1%	27.9%↓3.0%	34.0%↑0.3%	36.4%↓0.9%	38.2%↓4.9%	-
2026-01-22	13.83%↓1.63%	10.3%↑3.8%	15.1%↑0.9%	18.1%↓1.4%	22.6%↓1.1%	27.7%↑2.8%	30.9%↑3.6%	33.7%↑2.8%	37.3%↑2.0%	43.0%↑6.4%	-
2026-01-21	15.46%↑0.54%	6.5%↓2.9%	14.2%↓2.3%	19.5%↓1.0%	23.6%↑2.5%	24.9%↑3.7%	27.3%↑3.6%	30.9%↑5.5%	35.3%↑4.1%	36.6%↑1.1%	-
2026-01-20	14.92%	9.3%	16.5%	20.5%	21.1%	21.1%	23.7%	25.5%	31.3%	35.6%	-

DPD Overdue Rates

Period	Overdue Rate	DPD1	DPD2	DPD3	DPD4	DPD5	DPD6	DPD7	DPD10	DPD15	DPD30
2026-02-09	17.22%↓1.59%	-	-	-	-	-	-	-	-	-	-
2026-02-08	18.81%↑1.98%	16.5%↑1.2%	-	-	-	-	-	-	-	-	-
2026-02-07	16.83%↑2.85%	15.3%↑2.0%	14.3%↑1.4%	-	-	-	-	-	-	-	-
2026-02-06	13.98%↑1.70%	13.3%↑3.0%	12.9%↑3.1%	12.6%↑3.1%	-	-	-	-	-	-	-
2026-02-05	12.28%↓2.73%	10.3%↓2.8%	9.8%↓2.6%	9.6%↓1.6%	8.8%↓2.1%	-	-	-	-	-	-
2026-02-04	15.01%↓1.81%	13.2%↓2.1%	12.3%↓1.3%	11.2%↓1.1%	10.9%↓0.7%	10.6%↓1.1%	-	-	-	-	-
2026-02-03	16.82%↑3.77%	15.3%↑4.7%	13.7%↑3.9%	12.3%↑3.0%	11.7%↑3.0%	11.7%↑3.2%	11.6%↑3.1%	-	-	-	-
2026-02-02	13.05%↓5.12%	10.6%↓4.6%	9.7%↓4.4%	9.3%↓4.0%	8.6%↓4.2%	8.4%↓4.2%	8.4%↓3.7%	8.3%↓3.8%	-	-	-
2026-02-01	18.17%↑0.73%	15.2%↓0.5%	14.1%↓1.1%	13.2%↓1.5%	12.8%↓0.7%	12.6%↓0.5%	12.2%↓0.6%	12.2%↓0.3%	-	-	-
2026-01-31	17.44%↑1.73%	15.8%↑2.8%	15.2%↑3.0%	14.7%↑3.6%	13.5%↑3.0%	13.1%↑2.8%	12.7%↑2.5%	12.5%↑2.8%	-	-	-
2026-01-30	15.71%↓1.50%	13.0%↓0.1%	12.2%↑0.5%	11.1%↓0.5%	10.5%→	10.3%↑0.1%	10.2%↑0.3%	9.7%→	9.2%→	-	-
2026-01-29	17.21%↑0.52%	13.1%↓1.7%	11.8%↓0.6%	11.6%→	10.5%↓0.8%	10.1%↓0.9%	9.9%↓0.7%	9.6%↓0.7%	9.2%↓0.6%	-	-
2026-01-28	16.69%↑2.10%	14.8%↑1.8%	12.4%↑1.3%	11.6%↑0.7%	11.3%↑1.8%	11.0%↑1.5%	10.7%↑1.6%	10.3%↑1.3%	9.8%↑1.1%	-	-
2026-01-27	14.59%↓0.20%	12.9%→	11.1%↓0.6%	10.8%↓0.1%	9.6%↓1.1%	9.5%↓0.8%	9.1%↓1.3%	9.0%↓1.2%	8.6%↓0.4%	-	-
2026-01-26	14.79%↑0.45%	13.0%↑0.5%	11.7%↓0.2%	10.9%↓0.2%	10.6%↓0.3%	10.4%↓0.5%	10.4%→	10.3%→	9.0%↓1.0%	-	-
2026-01-25	14.34%↑0.54%	12.4%↑0.5%	11.9%↑1.0%	11.1%↑1.0%	10.9%↑1.7%	10.9%↑1.7%	10.4%↑1.7%	10.2%↑1.7%	10.0%↑2.4%	9.5%↑2.2%	-
2026-01-24	13.80%↓3.72%	11.9%↓3.8%	10.9%↓4.7%	10.1%↓4.1%	9.2%↓4.2%	9.1%↓4.1%	8.7%↓4.0%	8.5%↓3.0%	7.6%↓3.6%	7.3%↓3.5%	-
2026-01-23	17.52%↑3.69%	15.7%↑3.3%	15.6%↑3.9%	14.2%↑2.9%	13.4%↑2.7%	13.2%↑3.2%	12.6%↑3.1%	11.6%↑2.4%	11.2%↑2.5%	10.8%↑2.9%	-
2026-01-22	13.83%↓1.63%	12.4%↓2.1%	11.7%↓1.5%	11.3%↓1.1%	10.7%↓1.1%	10.0%↓1.6%	9.6%↓1.7%	9.2%↓1.5%	8.7%↓1.3%	7.9%↓1.9%	-
2026-01-21	15.46%↑0.54%	14.5%↑0.9%	13.3%↑0.8%	12.4%↑0.6%	11.8%→	11.6%↓0.2%	11.2%↓0.1%	10.7%↓0.4%	10.0%↓0.2%	9.8%↑0.2%	-
2026-01-20	14.92%	13.5%	12.4%	11.9%	11.8%	11.8%	11.4%	11.1%	10.2%	9.6%	-

Recovery Rates

Period	Overdue Rate	D1	D2	D3	D4	D5	D6	D7	D10	D15	D30
2026-02-09	8.81%↑0.11%	-	-	-	-	-	-	-	-	-	-
2026-02-08	8.70%↑1.09%	37.6%↑13.4%	-	-	-	-	-	-	-	-	-
2026-02-07	7.61%↑0.11%	24.2%↓8.8%	44.0%↑3.5%	-	-	-	-	-	-	-	-
2026-02-06	7.50%↑0.37%	33.0%↓6.6%	40.5%↓9.9%	50.3%↓3.6%	-	-	-	-	-	-	-
2026-02-05	7.13%↓0.28%	39.6%↓0.8%	50.4%↓4.2%	53.9%↓5.1%	58.2%↓2.9%	-	-	-	-	-	-
2026-02-04	7.41%↓0.26%	40.5%↑5.1%	54.6%↑5.4%	59.0%↑3.4%	61.2%↑2.2%	63.7%↑3.5%	-	-	-	-	-
2026-02-03	7.67%↓0.18%	35.4%↑1.3%	49.3%↑2.3%	55.6%↑2.5%	59.0%↑2.1%	60.2%↑0.8%	61.9%↑1.9%	-	-	-	-
2026-02-02	7.85%↓0.62%	34.1%↓6.4%	47.0%↓6.2%	53.1%↓4.5%	56.8%↓4.5%	59.4%↓4.6%	60.0%↓5.3%	60.8%↓5.1%	-	-	-
2026-02-01	8.47%↑1.24%	40.4%↑7.2%	53.1%→	57.6%↓0.5%	61.3%↑0.3%	64.0%↑1.4%	65.2%↑1.3%	65.9%↑1.3%	-	-	-
2026-01-31	7.23%↓0.77%	33.2%↓5.4%	53.1%↑5.1%	58.1%↑3.0%	61.0%↑1.8%	62.7%↑1.2%	63.9%↑0.4%	64.6%↓0.5%	-	-	-
2026-01-30	8.00%↓2.30%	38.6%↓9.7%	48.0%↓12.9%	55.1%↓9.0%	59.2%↓8.5%	61.4%↓8.9%	63.5%↓8.1%	65.2%↓7.8%	68.0%↓7.0%	-	-
2026-01-29	10.30%↑1.38%	48.4%↑10.1%	60.9%↑3.5%	64.1%↑0.7%	67.7%↑2.1%	70.3%↑2.5%	71.7%↑2.4%	72.9%↑2.8%	75.0%↑3.1%	-	-
2026-01-28	8.92%→	38.3%↑3.6%	57.4%↑8.3%	63.4%↑4.9%	65.6%↑4.3%	67.8%↑4.8%	69.2%↑3.7%	70.1%↑3.0%	71.9%↑2.6%	-	-
2026-01-27	8.86%↓0.76%	34.7%↓2.1%	49.1%→	58.5%→	61.3%↓2.2%	63.0%↓3.9%	65.5%↓2.9%	67.0%↓2.5%	69.3%↓3.3%	-	-
2026-01-26	9.62%↑0.95%	36.8%↓4.0%	49.2%↓3.1%	58.4%↑0.2%	63.5%↑1.4%	66.8%↑1.4%	68.4%↑0.5%	69.5%↓0.3%	72.5%↑1.0%	-	-
2026-01-25	8.67%↑0.52%	40.8%↑12.9%	52.3%↑8.9%	58.2%↑7.9%	62.1%↑6.1%	65.4%↑4.1%	67.9%↑3.2%	69.9%↑3.9%	71.6%↑1.6%	73.7%↑0.6%	-
2026-01-24	8.15%↑0.86%	28.0%↓2.2%	43.4%↑7.8%	50.3%↑5.9%	56.0%↑4.5%	61.3%↑7.5%	64.8%↑7.9%	66.0%↑5.6%	69.9%↑5.9%	73.1%↑6.2%	-
2026-01-23	7.29%↓0.53%	30.1%↓7.5%	35.6%↓12.2%	44.5%↓6.5%	51.5%↓4.4%	53.8%↓5.4%	56.9%↓4.1%	60.4%↓3.4%	64.0%↓4.1%	66.9%↓4.0%	-
2026-01-22	7.82%↑0.46%	37.6%↑1.0%	47.9%↓3.9%	51.0%↓6.2%	55.9%↓3.1%	59.2%↓1.6%	61.0%↓1.8%	63.7%↓1.0%	68.1%↓2.5%	70.9%↓2.6%	-
2026-01-21	7.36%↓0.45%	36.7%↑4.5%	51.8%↑6.3%	57.1%↑4.7%	59.0%↑3.2%	60.9%↑3.4%	62.8%↑4.2%	64.8%↑5.0%	70.6%↑5.8%	73.5%↑5.7%	-
2026-01-20	7.81%	32.1%	45.5%	52.4%	55.9%	57.5%	58.6%	59.8%	64.8%	67.8%	-

DPD Overdue Rates

Period	Overdue Rate	DPD1	DPD2	DPD3	DPD4	DPD5	DPD6	DPD7	DPD10	DPD15	DPD30
2026-02-09	8.81%↑0.11%	-	-	-	-	-	-	-	-	-	-
2026-02-08	8.70%↑1.09%	5.4%↓0.4%	-	-	-	-	-	-	-	-	-
2026-02-07	7.61%↑0.11%	5.8%↑0.7%	4.3%↓0.2%	-	-	-	-	-	-	-	-
2026-02-06	7.50%↑0.37%	5.0%↑0.7%	4.5%↑0.9%	3.7%↑0.4%	-	-	-	-	-	-	-
2026-02-05	7.13%↓0.28%	4.3%↓0.1%	3.5%↑0.2%	3.3%↑0.2%	3.0%↑0.1%	-	-	-	-	-	-
2026-02-04	7.41%↓0.26%	4.4%↓0.5%	3.4%↓0.5%	3.0%↓0.4%	2.9%↓0.3%	2.7%↓0.4%	-	-	-	-	-
2026-02-03	7.67%↓0.18%	5.0%↓0.2%	3.9%↓0.3%	3.4%↓0.3%	3.1%↓0.2%	3.0%↓0.1%	2.9%↓0.2%	-	-	-	-
2026-02-02	7.85%↓0.62%	5.2%↑0.1%	4.2%↑0.2%	3.7%→	3.4%↑0.1%	3.2%↑0.1%	3.1%↑0.2%	3.1%↑0.2%	-	-	-
2026-02-01	8.47%↑1.24%	5.0%↑0.2%	4.0%↑0.6%	3.6%↑0.6%	3.3%↑0.5%	3.0%↑0.3%	2.9%↑0.3%	2.9%↑0.3%	-	-	-
2026-01-31	7.23%↓0.77%	4.8%→	3.4%↓0.8%	3.0%↓0.6%	2.8%↓0.4%	2.7%↓0.4%	2.6%↓0.3%	2.6%↓0.2%	-	-	-
2026-01-30	8.00%↓2.30%	4.9%↓0.4%	4.2%↑0.1%	3.6%↓0.1%	3.3%→	3.1%→	2.9%→	2.8%→	2.6%→	-	-
2026-01-29	10.30%↑1.38%	5.3%↓0.2%	4.0%↑0.2%	3.7%↑0.4%	3.3%↑0.3%	3.1%↑0.2%	2.9%↑0.2%	2.8%↑0.1%	2.6%→	-	-
2026-01-28	8.92%→	5.5%↓0.3%	3.8%↓0.7%	3.3%↓0.4%	3.1%↓0.4%	2.9%↓0.4%	2.7%↓0.3%	2.7%↓0.2%	2.5%↓0.2%	-	-
2026-01-27	8.86%↓0.76%	5.8%↓0.3%	4.5%↓0.4%	3.7%↓0.3%	3.4%→	3.3%→	3.1%→	2.9%→	2.7%→	-	-
2026-01-26	9.62%↑0.95%	6.1%↑1.0%	4.9%↑0.8%	4.0%↑0.4%	3.5%↑0.2%	3.2%↑0.2%	3.0%↑0.3%	2.9%↑0.3%	2.6%↑0.2%	-	-
2026-01-25	8.67%↑0.52%	5.1%↓0.7%	4.1%↓0.5%	3.6%↓0.4%	3.3%↓0.3%	3.0%↓0.2%	2.8%→	2.6%↓0.2%	2.5%→	2.3%→	-
2026-01-24	8.15%↑0.86%	5.9%↑0.8%	4.6%→	4.0%→	3.6%→	3.1%↓0.2%	2.9%↓0.3%	2.8%↓0.1%	2.5%↓0.2%	2.2%↓0.2%	-
2026-01-23	7.29%↓0.53%	5.1%↑0.2%	4.7%↑0.6%	4.0%↑0.2%	3.5%→	3.4%↑0.2%	3.1%→	2.9%→	2.6%↑0.1%	2.4%↑0.1%	-
2026-01-22	7.82%↑0.46%	4.9%↑0.2%	4.1%↑0.5%	3.8%↑0.7%	3.5%↑0.4%	3.2%↑0.3%	3.0%↑0.3%	2.8%↑0.2%	2.5%↑0.3%	2.3%↑0.3%	-
2026-01-21	7.36%↓0.45%	4.7%↓0.6%	3.5%↓0.7%	3.1%↓0.6%	3.0%↓0.4%	2.9%↓0.4%	2.7%↓0.5%	2.6%↓0.5%	2.2%↓0.6%	1.9%↓0.6%	-
2026-01-20	7.81%	5.3%	4.3%	3.7%	3.5%	3.3%	3.2%	3.1%	2.8%	2.5%	-

Overall New User Old User

Recovery Rates

Period	Overdue Rate	D1	D2	D3	D4	D5	D6	D7	D10	D15	D30
2026-02-09 (W07)	9.25%↑1.18%	-	-	-	-	-	-	-	-	-	-
2026-02-02 (W06)	8.07%↓1.08%	32.8%↓4.7%	44.7%↓6.0%	51.3%↓5.4%	55.9%↓4.5%	58.0%↓4.7%	58.3%↓6.1%	59.0%↓6.6%	-	-	-
2026-01-26 (W05)	9.15%↑0.96%	37.5%↑5.0%	50.7%↑7.1%	56.8%↑7.3%	60.4%↑6.5%	62.8%↑6.0%	64.4%↑5.5%	65.6%↑4.6%	69.2%↑4.2%	-	-
2026-01-19 (W04)	8.19%↓0.89%	32.4%↓1.6%	43.6%↓3.1%	49.5%↓2.8%	54.0%↓2.1%	56.8%↓1.5%	58.9%↓1.1%	61.0%↓0.4%	65.0%↑0.9%	68.1%↑0.9%	-
2026-01-12 (W03)	9.08%↑0.50%	34.0%↑3.6%	46.7%↑4.1%	52.3%↑2.8%	56.0%↑1.7%	58.3%↑1.0%	60.0%↑0.5%	61.4%→	64.1%↓1.1%	67.2%↓0.7%	-
2026-01-05 (W02)	8.58%↓0.50%	30.4%↓2.9%	42.6%↓2.4%	49.4%↓2.5%	54.3%↓2.1%	57.3%↓2.1%	59.5%↓1.9%	61.4%↓1.3%	65.2%↓0.9%	67.8%↓1.4%	70.5%↓1.9%
2025-12-29 (W01)	9.08%↑0.52%	33.3%↓2.8%	45.0%↓3.7%	51.9%↓2.9%	56.5%↓2.0%	59.4%↓1.4%	61.4%↓0.9%	62.7%↓0.9%	66.1%↓0.2%	69.2%→	72.4%→
2025-12-22 (W52)	8.56%↓0.59%	36.1%↑1.8%	48.7%↑1.2%	54.8%↑0.8%	58.5%↑0.9%	60.8%↑0.5%	62.3%↑0.1%	63.6%↓0.1%	66.3%↓0.5%	69.2%→	72.3%↓0.2%
2025-12-15 (W51)	9.15%↓0.65%	34.3%↓0.9%	47.6%→	53.9%→	57.6%→	60.3%↑0.2%	62.1%↓0.2%	63.8%↓0.2%	66.8%↓0.4%	69.2%↓0.8%	72.5%↓0.8%
2025-12-08 (W50)	9.80%↑1.30%	35.2%↑3.6%	47.6%↑4.0%	54.0%↑3.6%	57.6%↑3.1%	60.1%↑2.7%	62.3%↑2.7%	63.9%↑2.6%	67.2%↑2.5%	70.0%↑1.7%	73.3%↑1.5%
2025-12-01 (W49)	8.50%	31.6%	43.6%	50.3%	54.5%	57.4%	59.6%	61.4%	64.7%	68.3%	71.8%

DPD Overdue Rates

Period	Overdue Rate	DPD1	DPD2	DPD3	DPD4	DPD5	DPD6	DPD7	DPD10	DPD15	DPD30
2026-02-09 (W07)	9.25%↑1.18%	-	-	-	-	-	-	-	-	-	-
2026-02-02 (W06)	8.07%↓1.08%	5.4%↓0.3%	4.4%↓0.1%	3.8%↓0.1%	3.5%↓0.2%	3.4%→	3.4%↑0.1%	3.3%↑0.2%	-	-	-
2026-01-26 (W05)	9.15%↑0.96%	5.7%↑0.2%	4.5%↓0.1%	4.0%↓0.2%	3.6%↓0.1%	3.4%↓0.1%	3.3%↓0.1%	3.1%→	2.9%→	-	-
2026-01-19 (W04)	8.19%↓0.89%	5.5%↓0.5%	4.6%↓0.2%	4.1%↓0.2%	3.8%↓0.2%	3.5%↓0.3%	3.4%↓0.3%	3.2%↓0.3%	2.9%↓0.4%	2.6%↓0.4%	-
2026-01-12 (W03)	9.08%↑0.50%	6.0%→	4.8%→	4.3%→	4.0%→	3.8%↑0.1%	3.6%↑0.2%	3.5%↑0.2%	3.3%↑0.3%	3.0%↑0.2%	-
2026-01-05 (W02)	8.58%↓0.50%	6.0%→	4.9%→	4.3%→	3.9%→	3.7%→	3.5%→	3.3%→	3.0%→	2.8%→	2.5%→
2025-12-29 (W01)	9.08%↑0.52%	6.0%↑0.6%	5.0%↑0.6%	4.4%↑0.5%	4.0%↑0.4%	3.7%↑0.3%	3.5%↑0.3%	3.4%↑0.3%	3.1%↑0.2%	2.8%↑0.2%	2.5%↑0.1%
2025-12-22 (W52)	8.56%↓0.59%	5.5%↓0.5%	4.4%↓0.4%	3.9%↓0.3%	3.5%↓0.3%	3.4%↓0.3%	3.2%↓0.2%	3.1%↓0.2%	2.9%↓0.2%	2.6%↓0.2%	2.4%↓0.2%
2025-12-15 (W51)	9.15%↓0.65%	6.0%↓0.4%	4.8%↓0.3%	4.2%↓0.3%	3.9%↓0.3%	3.6%↓0.3%	3.5%↓0.2%	3.3%↓0.2%	3.0%↓0.2%	2.8%↓0.1%	2.5%↓0.1%
2025-12-08 (W50)	9.80%↑1.30%	6.4%↑0.5%	5.1%↑0.4%	4.5%↑0.3%	4.2%↑0.3%	3.9%↑0.3%	3.7%↑0.3%	3.5%↑0.3%	3.2%↑0.2%	2.9%↑0.2%	2.6%↑0.2%
2025-12-01 (W49)	8.50%	5.8%	4.8%	4.2%	3.9%	3.6%	3.4%	3.3%	3.0%	2.7%	2.4%

Recovery Rates

Period	Overdue Rate	D1	D2	D3	D4	D5	D6	D7	D10	D15	D30
2026-02-09 (W07)	17.22%↑2.05%	-	-	-	-	-	-	-	-	-	-
2026-02-02 (W06)	15.17%↓1.19%	11.4%↓3.8%	17.4%↓5.7%	23.0%↓4.2%	29.9%↓1.8%	31.6%↓1.7%	32.9%↓1.9%	36.0%↓0.4%	-	-	-
2026-01-26 (W05)	16.36%↑1.30%	15.3%↑4.7%	23.1%↑7.5%	27.1%↑6.3%	31.8%↑7.4%	33.3%↑7.6%	34.9%↑6.2%	36.4%↑5.0%	42.2%↑6.8%	-	-
2026-01-19 (W04)	15.06%↓2.17%	10.6%↓3.1%	15.5%↓4.6%	20.8%↓3.9%	24.4%↓3.0%	25.6%↓3.8%	28.7%↓2.6%	31.3%↓1.5%	35.4%↓0.3%	38.7%↓0.3%	-
2026-01-12 (W03)	17.23%↑1.40%	13.7%↑1.1%	20.2%↑0.3%	24.8%↑0.3%	27.4%↓0.3%	29.4%↓0.5%	31.2%↓0.9%	32.8%↓1.7%	35.7%↓3.2%	39.0%↓3.1%	-
2026-01-05 (W02)	15.83%↓0.23%	12.6%↓1.0%	19.8%↑1.0%	24.4%↑1.4%	27.7%↑1.0%	29.9%↑0.9%	32.1%↑1.0%	34.5%↑1.3%	38.9%↑0.9%	42.1%↑0.6%	44.8%↑0.8%
2025-12-29 (W01)	16.06%↑1.14%	13.6%→	18.8%↓3.4%	23.0%↓3.4%	26.7%↓2.8%	29.1%↓2.0%	31.2%↓1.1%	33.2%→	38.0%↑1.7%	41.4%↑2.5%	43.9%↑1.2%
2025-12-22 (W52)	14.92%↓0.99%	13.5%↑1.2%	22.1%↑2.7%	26.4%↑1.2%	29.5%↑1.9%	31.1%↑1.1%	32.3%↑0.5%	33.2%↓0.2%	36.3%↓0.5%	38.9%↓1.4%	42.8%↓1.7%
2025-12-15 (W51)	15.91%↓1.05%	12.3%↓0.8%	19.5%↓0.8%	25.2%↑0.4%	27.7%↓0.3%	29.9%↓0.5%	31.8%↓0.8%	33.4%↓0.6%	36.8%↓0.8%	40.3%↓0.4%	44.5%↑0.1%
2025-12-08 (W50)	16.96%↑2.05%	13.1%↑0.5%	20.3%↑0.3%	24.9%↓0.2%	28.0%↑0.4%	30.4%↓0.4%	32.6%↓0.3%	34.0%→	37.6%↑0.3%	40.7%↓0.4%	44.4%↓0.8%
2025-12-01 (W49)	14.91%	12.6%	20.0%	25.1%	27.6%	30.9%	32.9%	34.0%	37.3%	41.0%	45.1%

DPD Overdue Rates

Period	Overdue Rate	DPD1	DPD2	DPD3	DPD4	DPD5	DPD6	DPD7	DPD10	DPD15	DPD30
2026-02-09 (W07)	17.22%↑2.05%	-	-	-	-	-	-	-	-	-	-
2026-02-02 (W06)	15.17%↓1.19%	13.4%↓0.4%	12.1%↓0.5%	11.0%↓0.9%	10.0%↓1.1%	10.3%↓0.6%	10.1%↓0.6%	8.3%↓2.1%	-	-	-
2026-01-26 (W05)	16.36%↑1.30%	13.9%↑0.4%	12.6%↓0.1%	11.9%→	11.2%↓0.2%	10.9%↓0.3%	10.7%→	10.4%→	9.2%↓0.5%	-	-
2026-01-19 (W04)	15.06%↓2.17%	13.5%↓1.4%	12.7%↓1.0%	11.9%↓1.0%	11.4%↓1.1%	11.2%↓1.0%	10.7%↓1.1%	10.3%↓1.2%	9.7%↓1.4%	9.2%↓1.3%	-
2026-01-12 (W03)	17.23%↑1.40%	14.9%↑1.0%	13.8%↑1.1%	13.0%↑1.0%	12.5%↑1.1%	12.2%↑1.1%	11.8%↑1.1%	11.6%↑1.2%	11.1%↑1.4%	10.5%↑1.3%	-
2026-01-05 (W02)	15.83%↓0.23%	13.8%→	12.7%↓0.3%	12.0%↓0.4%	11.4%↓0.3%	11.1%↓0.3%	10.7%↓0.3%	10.4%↓0.4%	9.7%↓0.3%	9.2%↓0.2%	8.6%↓0.4%
2025-12-29 (W01)	16.06%↑1.14%	13.9%↑1.0%	13.0%↑1.4%	12.4%↑1.4%	11.8%↑1.3%	11.4%↑1.1%	11.1%↑0.9%	10.7%↑0.8%	10.0%↑0.4%	9.4%↑0.3%	9.0%↑0.5%
2025-12-22 (W52)	14.92%↓0.99%	12.9%↓1.1%	11.6%↓1.2%	11.0%↓0.9%	10.5%↓1.0%	10.3%↓0.9%	10.1%↓0.7%	10.0%↓0.6%	9.5%↓0.5%	9.1%↓0.4%	8.5%↓0.3%
2025-12-15 (W51)	15.91%↓1.05%	14.0%↓0.8%	12.8%↓0.7%	11.9%↓0.8%	11.5%↓0.7%	11.2%↓0.6%	10.8%↓0.6%	10.6%↓0.6%	10.1%↓0.5%	9.5%↓0.6%	8.8%↓0.6%
2025-12-08 (W50)	16.96%↑2.05%	14.7%↑1.7%	13.5%↑1.6%	12.7%↑1.6%	12.2%↑1.4%	11.8%↑1.5%	11.4%↑1.4%	11.2%↑1.3%	10.6%↑1.2%	10.1%↑1.3%	9.4%↑1.2%
2025-12-01 (W49)	14.91%	13.0%	11.9%	11.2%	10.8%	10.3%	10.0%	9.8%	9.3%	8.8%	8.2%

Recovery Rates

Period	Overdue Rate	D1	D2	D3	D4	D5	D6	D7	D10	D15	D30
2026-02-09 (W07)	8.81%↑1.14%	-	-	-	-	-	-	-	-	-	-
2026-02-02 (W06)	7.67%↓1.14%	35.1%↓4.3%	47.7%↓5.4%	54.3%↓5.1%	58.7%↓4.3%	61.0%↓4.4%	60.9%↓6.2%	60.8%↓7.4%	-	-	-
2026-01-26 (W05)	8.81%↑0.97%	39.5%↑4.8%	53.2%↑6.7%	59.4%↑7.1%	63.0%↑6.0%	65.4%↑5.5%	67.1%↑5.1%	68.2%↑4.3%	71.5%↑3.5%	-	-
2026-01-19 (W04)	7.84%↓0.81%	34.6%↓1.5%	46.4%↓3.0%	52.3%↓2.8%	57.0%↓2.0%	59.9%↓1.4%	61.9%↓1.0%	63.9%↓0.4%	67.9%↑0.9%	71.0%↑0.9%	-
2026-01-12 (W03)	8.65%↑0.49%	36.1%↑3.7%	49.4%↑4.2%	55.1%↑2.8%	59.0%↑1.6%	61.2%↑0.8%	62.9%↑0.3%	64.3%↓0.2%	67.0%↓1.2%	70.1%↓0.7%	-
2026-01-05 (W02)	8.16%↓0.57%	32.4%↓2.7%	45.2%↓2.2%	52.3%↓2.3%	57.4%↓1.9%	60.4%↓1.8%	62.6%↓1.5%	64.5%↓0.9%	68.2%↓0.5%	70.8%↓1.0%	73.4%↓1.6%
2025-12-29 (W01)	8.73%↑0.59%	35.2%↓3.7%	47.4%↓4.5%	54.5%↓3.6%	59.2%↓2.7%	62.2%↓2.2%	64.1%↓1.7%	65.4%↓1.8%	68.7%↓1.2%	71.8%↓1.0%	75.0%↓0.9%
2025-12-22 (W52)	8.14%↓0.58%	38.8%↑2.0%	51.9%↑1.1%	58.2%↑1.0%	61.9%↑0.9%	64.4%↑0.6%	65.8%↑0.2%	67.3%→	69.9%↓0.4%	72.8%↑0.3%	75.9%↑0.2%
2025-12-15 (W51)	8.72%↓0.58%	36.8%↓1.2%	50.8%↓0.3%	57.2%↓0.5%	61.0%↓0.4%	63.7%↓0.2%	65.6%↓0.5%	67.2%↓0.5%	70.3%↓0.7%	72.5%↓1.2%	75.7%↓1.3%
2025-12-08 (W50)	9.30%↑1.30%	38.0%↑3.7%	51.1%↑4.1%	57.7%↑3.7%	61.4%↑3.0%	63.9%↑2.7%	66.1%↑2.6%	67.8%↑2.4%	71.0%↑2.4%	73.7%↑1.5%	77.0%↑1.4%
2025-12-01 (W49)	8.00%	34.3%	47.0%	54.0%	58.4%	61.2%	63.5%	65.3%	68.6%	72.2%	75.6%

DPD Overdue Rates

Period	Overdue Rate	DPD1	DPD2	DPD3	DPD4	DPD5	DPD6	DPD7	DPD10	DPD15	DPD30
2026-02-09 (W07)	8.81%↑1.14%	-	-	-	-	-	-	-	-	-	-
2026-02-02 (W06)	7.67%↓1.14%	5.0%↓0.4%	3.9%↓0.2%	3.4%↓0.1%	3.1%↓0.1%	3.0%→	3.0%↑0.1%	3.1%↑0.3%	-	-	-
2026-01-26 (W05)	8.81%↑0.97%	5.3%↑0.2%	4.1%→	3.6%↓0.2%	3.3%↓0.1%	3.0%→	2.9%→	2.8%→	2.6%→	-	-
2026-01-19 (W04)	7.84%↓0.81%	5.1%↓0.4%	4.2%↓0.2%	3.7%↓0.1%	3.4%↓0.2%	3.1%↓0.2%	3.0%↓0.2%	2.8%↓0.3%	2.5%↓0.3%	2.3%↓0.3%	-
2026-01-12 (W03)	8.65%↑0.49%	5.5%→	4.4%→	3.9%→	3.5%→	3.4%↑0.1%	3.2%↑0.2%	3.1%↑0.2%	2.9%↑0.3%	2.6%↑0.2%	-
2026-01-05 (W02)	8.16%↓0.57%	5.5%↓0.1%	4.5%↓0.1%	3.9%→	3.5%→	3.2%→	3.0%→	2.9%↓0.1%	2.6%↓0.1%	2.4%→	2.1%→
2025-12-29 (W01)	8.73%↑0.59%	5.7%↑0.7%	4.6%↑0.7%	4.0%↑0.6%	3.6%↑0.5%	3.3%↑0.4%	3.1%↑0.4%	3.0%↑0.3%	2.7%↑0.3%	2.5%↑0.2%	2.2%↑0.2%
2025-12-22 (W52)	8.14%↓0.58%	5.0%↓0.5%	3.9%↓0.4%	3.4%↓0.3%	3.1%↓0.3%	2.9%↓0.3%	2.8%↓0.2%	2.7%↓0.2%	2.5%↓0.1%	2.2%↓0.2%	2.0%↓0.2%
2025-12-15 (W51)	8.72%↓0.58%	5.5%↓0.2%	4.3%↓0.3%	3.7%↓0.2%	3.4%↓0.2%	3.2%↓0.2%	3.0%↓0.2%	2.9%↓0.1%	2.6%↓0.1%	2.4%→	2.1%→
2025-12-08 (W50)	9.30%↑1.30%	5.8%↑0.5%	4.5%↑0.3%	3.9%↑0.3%	3.6%↑0.3%	3.4%↑0.3%	3.1%↑0.2%	3.0%↑0.2%	2.7%↑0.2%	2.4%↑0.2%	2.1%↑0.2%
2025-12-01 (W49)	8.00%	5.2%	4.2%	3.7%	3.3%	3.1%	2.9%	2.8%	2.5%	2.2%	1.9%

Overall New User Old User

Recovery Rates

Period	Overdue Rate	D1	D2	D3	D4	D5	D6	D7	D10	D15	D30
2026-02	8.28%↓0.65%	33.6%→	45.8%↓0.2%	52.1%↓0.1%	56.6%↑0.1%	59.0%↓0.1%	60.0%↓1.2%	61.4%↓1.3%	-	-	-
2026-01	8.93%→	33.6%↓0.5%	46.0%↓0.5%	52.2%↓0.7%	56.5%↓0.2%	59.2%↓0.2%	61.1%↓0.1%	62.7%↓0.2%	65.9%↓0.2%	68.2%↓0.8%	71.9%↓0.4%
2025-12	8.88%	34.1%	46.5%	52.9%	56.8%	59.4%	61.3%	62.9%	66.1%	69.0%	72.3%

DPD Overdue Rates

Period	Overdue Rate	DPD1	DPD2	DPD3	DPD4	DPD5	DPD6	DPD7	DPD10	DPD15	DPD30
2026-02	8.28%↓0.65%	5.4%↓0.5%	4.4%↓0.5%	3.8%↓0.4%	3.5%↓0.4%	3.4%↓0.3%	3.3%↓0.1%	3.3%→	-	-	-
2026-01	8.93%→	5.9%→	4.8%→	4.3%→	3.9%→	3.6%→	3.5%→	3.3%→	3.0%→	2.8%→	2.5%→
2025-12	8.88%	5.9%	4.8%	4.2%	3.8%	3.6%	3.4%	3.3%	3.0%	2.8%	2.5%

Recovery Rates

Period	Overdue Rate	D1	D2	D3	D4	D5	D6	D7	D10	D15	D30
2026-02	15.62%↓0.64%	11.9%↓1.4%	18.0%↓1.8%	23.6%↓0.8%	29.8%↑1.9%	31.4%↑1.6%	33.0%↑1.0%	34.5%↑0.5%	-	-	-
2026-01	16.26%↑0.74%	13.3%↑0.6%	19.8%↓0.4%	24.4%↓0.6%	28.0%↑0.1%	29.8%↓0.5%	32.0%↓0.2%	34.0%↑0.6%	38.0%↑1.0%	40.4%↑0.2%	44.6%↑0.3%
2025-12	15.52%	12.7%	20.2%	25.0%	27.8%	30.3%	32.2%	33.4%	37.0%	40.3%	44.2%

DPD Overdue Rates

Period	Overdue Rate	DPD1	DPD2	DPD3	DPD4	DPD5	DPD6	DPD7	DPD10	DPD15	DPD30
2026-02	15.62%↓0.64%	13.6%↓0.5%	12.3%↓0.7%	11.2%↓1.0%	10.4%↓1.3%	10.7%↓0.7%	10.6%↓0.4%	10.0%↓0.8%	-	-	-
2026-01	16.26%↑0.74%	14.1%↑0.5%	13.0%↑0.6%	12.3%↑0.6%	11.7%↑0.5%	11.4%↑0.6%	11.1%↑0.5%	10.7%↑0.4%	10.1%↑0.3%	9.7%↑0.4%	9.0%↑0.4%
2025-12	15.52%	13.6%	12.4%	11.6%	11.2%	10.8%	10.5%	10.3%	9.8%	9.3%	8.7%

Recovery Rates

Period	Overdue Rate	D1	D2	D3	D4	D5	D6	D7	D10	D15	D30
2026-02	7.88%↓0.66%	35.9%↑0.2%	48.6%→	55.0%↓0.1%	59.2%↓0.2%	61.8%↓0.4%	62.4%↓1.7%	63.4%↓2.2%	-	-	-
2026-01	8.54%↑0.10%	35.7%↓1.0%	48.6%↓1.1%	55.1%↓1.3%	59.4%↓0.9%	62.2%↓0.7%	64.1%↓0.7%	65.6%↓0.9%	68.8%↓0.9%	71.1%↓1.4%	74.8%↓1.0%
2025-12	8.44%	36.7%	49.7%	56.4%	60.3%	62.9%	64.8%	66.5%	69.7%	72.5%	75.8%

DPD Overdue Rates

Period	Overdue Rate	DPD1	DPD2	DPD3	DPD4	DPD5	DPD6	DPD7	DPD10	DPD15	DPD30
2026-02	7.88%↓0.66%	5.0%↓0.5%	3.9%↓0.5%	3.5%↓0.4%	3.1%↓0.3%	3.0%↓0.2%	3.0%→	3.0%→	-	-	-
2026-01	8.54%↑0.10%	5.5%↑0.1%	4.4%↑0.2%	3.8%↑0.2%	3.5%↑0.1%	3.2%↑0.1%	3.1%→	2.9%↑0.1%	2.7%↑0.1%	2.5%↑0.1%	2.2%↑0.1%
2025-12	8.44%	5.3%	4.2%	3.7%	3.4%	3.1%	3.0%	2.8%	2.6%	2.3%	2.1%

MTD 环比分析 (Lift Analysis)

Metric	本月 MTD	上月 M-1	Lift (MoM)	前月 M-2	去年 Y-1
在贷本金	676,707,244	694,824,761	↓ 2.6%	716,526,552	-
入催率	8.28%	9.07%	↓ 8.8%	8.66%	-
DPD1	5.42%	6.17%	↓ 12.1%	5.83%	-
DPD5	3.38%	3.84%	↓ 12.1%	3.52%	-

* 观测进度: 9 天

Metric	本月 MTD	上月 M-1	Lift (MoM)	前月 M-2	去年 Y-1
在贷本金	34,356,706	37,750,419	↓ 9.0%	52,061,513	-
入催率	15.62%	16.34%	↓ 4.4%	15.20%	-
DPD1	13.60%	14.11%	↓ 3.7%	13.10%	-
DPD5	10.71%	11.92%	↓ 10.2%	10.05%	-

* 观测进度: 9 天

Metric	本月 MTD	上月 M-1	Lift (MoM)	前月 M-2	去年 Y-1
在贷本金	642,350,538	657,074,342	↓ 2.2%	664,465,039	-
入催率	7.88%	8.65%	↓ 8.9%	8.15%	-
DPD1	4.99%	5.72%	↓ 12.8%	5.26%	-
DPD5	3.00%	3.39%	↓ 11.5%	3.02%	-

* 观测进度: 9 天

资产质量趋势 (Due Trends)

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	8.67%↓11.3%	8.62%→	7.61%→	6.20%↓6.8%	7.62%↓1.8%	5.70%↓1.6%	12.50%↓21.5%	11.85%↓3.1%	9.47%→
2026-01	9.78%↑4.0%	8.56%↓3.6%	7.67%↓4.7%	6.65%→	7.76%↓2.5%	5.79%↓8.2%	15.93%↑93.2%	12.23%↑13.5%	9.54%→
2025-12	9.40%	8.88%	8.05%	6.63%	7.96%	6.31%	8.25%	10.77%	9.53%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	8.30%↓14.3%	-	-	-	-	-	-	-	-
2026-01	9.68%↑4.1%	-	-	-	-	-	-	-	-
2025-12	9.30%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	8.82%↓8.0%	6.73%↑1.5%	-	-	-	-	-	-	-
2026-01	9.58%↑2.7%	6.63%↓8.8%	-	-	-	-	-	-	-
2025-12	9.33%	7.27%	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	9.77%↓1.5%	8.77%→	6.02%↓3.1%	-	-	-	-	-	-
2026-01	9.92%→	8.76%↓2.4%	6.21%↓5.0%	-	-	-	-	-	-
2025-12	9.84%	8.98%	6.53%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	9.67%↓13.8%	10.54%↑1.3%	9.27%↑3.9%	5.81%↓8.5%	-	-	-	-	-
2026-01	11.22%↑10.6%	10.40%↑2.1%	8.93%↓4.7%	6.35%↑1.6%	-	-	-	-	-
2025-12	10.15%	10.19%	9.36%	6.25%	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	3.08%↓69.8%	0.00%↓100.0%	-	0.00%→	0.00%→	-	-	-	-
2026-01	10.18%	12.52%↓61.4%	28.45%	0.00%↓100.0%	0.00%→	-	-	-	-
2025-12	0.00%	32.41%	0.00%	51.84%	0.00%	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	7.22%↓6.1%	9.12%↑6.7%	7.73%↓6.5%	8.39%↑1.8%	7.57%↓1.9%	5.72%→	-	-	-
2026-01	7.69%↓4.5%	8.55%↑2.9%	8.27%↓2.6%	8.24%↓3.7%	7.71%↓2.9%	5.77%↓6.5%	-	-	-
2025-12	8.06%	8.31%	8.49%	8.56%	7.94%	6.17%	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	7.68%↑5.4%	6.65%↓23.5%	9.07%↓46.0%	11.81%↓33.9%	17.70%↑9.6%	0.66%↓93.8%	12.50%↓21.5%	11.85%↓3.1%	9.47%→
2026-01	7.29%↑1.6%	8.70%↓45.4%	16.80%↑23.3%	17.87%↑3.1%	16.15%↑29.7%	10.59%↓33.7%	15.93%↑93.2%	12.23%↑13.5%	9.54%→
2025-12	7.17%	15.94%	13.62%	17.33%	12.46%	15.98%	8.25%	10.77%	9.53%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	10.15%↑2.2%	10.78%↑35.5%	-	-	-	-	-	-	-
2026-01	9.93%↑71.3%	7.95%	-	-	-	-	-	-	-
2025-12	5.80%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	16.48%↓2.7%	10.61%↓6.7%	7.69%↓17.1%	-	-	-	-	-	-
2026-01	16.93%↑6.6%	11.37%↓2.9%	9.28%↑19.3%	-	-	-	-	-	-
2025-12	15.89%	11.70%	7.77%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	16.65%↓3.3%	-	-	-	-	-	-	-	-
2026-01	17.22%↑7.0%	-	-	-	-	-	-	-	-
2025-12	16.09%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	12.87%↓3.3%	7.26%↓2.2%	-	-	-	-	-	-	-
2026-01	13.31%↑28.3%	7.43%↓23.5%	-	-	-	-	-	-	-
2025-12	10.38%	9.71%	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	15.66%↑15.2%	11.47%↓6.3%	7.69%↓17.1%	-	-	-	-	-	-
2026-01	13.60%→	12.24%→	9.28%↑19.3%	-	-	-	-	-	-
2025-12	13.46%	12.25%	7.77%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	7.99%↓12.7%	8.58%→	7.61%→	6.20%↓6.8%	7.62%↓1.8%	5.70%↓1.6%	12.50%↓21.5%	11.85%↓3.1%	9.47%→
2026-01	9.15%↑5.6%	8.51%↓3.8%	7.65%↓5.0%	6.65%→	7.76%↓2.5%	5.79%↓8.2%	15.93%↑93.2%	12.23%↑13.5%	9.54%→
2025-12	8.66%	8.85%	8.05%	6.63%	7.96%	6.31%	8.25%	10.77%	9.53%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	7.19%↓16.7%	-	-	-	-	-	-	-	-
2026-01	8.64%↑6.4%	-	-	-	-	-	-	-	-
2025-12	8.12%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	8.76%↓8.2%	6.72%↑1.5%	-	-	-	-	-	-	-
2026-01	9.54%↑2.4%	6.62%↓8.6%	-	-	-	-	-	-	-
2025-12	9.32%	7.25%	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	9.37%↓4.0%	8.64%→	5.94%↓2.9%	-	-	-	-	-	-
2026-01	9.75%↑1.0%	8.59%↓3.3%	6.12%↓5.8%	-	-	-	-	-	-
2025-12	9.65%	8.88%	6.50%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	9.67%↓13.8%	10.54%↑1.3%	9.27%↑3.9%	5.81%↓8.5%	-	-	-	-	-
2026-01	11.22%↑10.6%	10.40%↑2.1%	8.93%↓4.7%	6.35%↑1.6%	-	-	-	-	-
2025-12	10.15%	10.19%	9.36%	6.25%	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	3.08%↓69.8%	0.00%↓100.0%	-	0.00%→	0.00%→	-	-	-	-
2026-01	10.18%	12.52%↓61.4%	28.45%	0.00%↓100.0%	0.00%→	-	-	-	-
2025-12	0.00%	32.41%	0.00%	51.84%	0.00%	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	7.22%↓6.1%	9.12%↑6.7%	7.73%↓6.5%	8.39%↑1.8%	7.57%↓1.9%	5.72%→	-	-	-
2026-01	7.69%↓4.5%	8.55%↑2.9%	8.27%↓2.6%	8.24%↓3.7%	7.71%↓2.9%	5.77%↓6.5%	-	-	-
2025-12	8.06%	8.31%	8.49%	8.56%	7.94%	6.17%	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	7.68%↑5.4%	6.65%↓23.5%	9.07%↓46.0%	11.81%↓33.9%	17.70%↑9.6%	0.66%↓93.8%	12.50%↓21.5%	11.85%↓3.1%	9.47%→
2026-01	7.29%↑1.6%	8.70%↓45.4%	16.80%↑23.3%	17.87%↑3.1%	16.15%↑29.7%	10.59%↓33.7%	15.93%↑93.2%	12.23%↑13.5%	9.54%→
2025-12	7.17%	15.94%	13.62%	17.33%	12.46%	15.98%	8.25%	10.77%	9.53%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	10.15%↑2.2%	10.78%↑35.5%	-	-	-	-	-	-	-
2026-01	9.93%↑71.3%	7.95%	-	-	-	-	-	-	-
2025-12	5.80%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	3.72%↓12.1%	3.35%↑4.3%	3.04%↑5.9%	2.14%↓8.1%	3.04%↑15.7%	1.88%↓8.3%	11.08%↑113.5%	10.10%↑157.2%	0.00%↓100.0%
2026-01	4.23%↑3.4%	3.21%↓1.7%	2.87%→	2.32%↓2.2%	2.62%↓3.3%	2.05%↑9.1%	5.19%↑155.2%	3.93%↑817.6%	0.83%↓73.3%
2025-12	4.09%	3.27%	2.88%	2.38%	2.71%	1.88%	2.03%	0.43%	3.09%

Report System v4.22 | Maintainer: Mr. Yuan

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	3.79%↓15.2%	-	-	-	-	-	-	-	-
2026-01	4.47%↑2.4%	-	-	-	-	-	-	-	-
2025-12	4.37%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	3.53%↓4.5%	2.58%↑16.1%	-	-	-	-	-	-	-
2026-01	3.70%↑10.8%	2.23%↓10.7%	-	-	-	-	-	-	-
2025-12	3.34%	2.49%	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	4.01%↑5.4%	3.13%↓6.3%	2.32%↑7.7%	-	-	-	-	-	-
2026-01	3.80%↑2.1%	3.34%→	2.16%↓3.6%	-	-	-	-	-	-
2025-12	3.72%	3.33%	2.24%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	3.60%↓20.0%	4.48%↑7.3%	3.75%↑7.4%	1.96%↓11.0%	-	-	-	-	-
2026-01	4.50%↑13.3%	4.17%↑7.9%	3.50%↑1.5%	2.20%↓2.1%	-	-	-	-	-
2025-12	3.97%	3.87%	3.44%	2.25%	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	2.65%↓3.0%	3.45%↑13.4%	2.92%↓6.5%	3.12%↑4.7%	3.05%↑16.7%	1.90%↓6.7%	-	-	-
2026-01	2.73%↓5.0%	3.04%→	3.12%→	2.98%→	2.62%↓3.4%	2.03%↑8.9%	-	-	-
2025-12	2.88%	3.01%	3.09%	3.00%	2.71%	1.87%	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	1.44%↓44.7%	1.24%↓58.8%	4.54%↑19.3%	10.04%↑302.1%	0.00%↓100.0%	0.00%↓100.0%	11.08%↑113.5%	10.10%↑157.2%	0.00%↓100.0%
2026-01	2.60%↓7.9%	3.01%↓66.1%	3.81%↑9.0%	2.50%↓69.9%	4.38%→	6.81%↑123.4%	5.19%↑155.2%	3.93%↑817.6%	0.83%↓73.3%
2025-12	2.82%	8.87%	3.49%	8.30%	4.35%	3.05%	2.03%	0.43%	3.09%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	3.14%↓11.8%	4.94%↑107.7%	-	-	-	-	-	-	-
2026-01	3.56%↑116.0%	2.38%	-	-	-	-	-	-	-
2025-12	1.65%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	11.60%↓4.2%	4.71%↓22.5%	2.10%↓53.8%	-	-	-	-	-	-
2026-01	12.11%↑8.1%	6.09%↑2.9%	4.55%↑29.2%	-	-	-	-	-	-
2025-12	11.21%	5.91%	3.52%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	11.92%↓4.3%	-	-	-	-	-	-	-	-
2026-01	12.45%↑9.0%	-	-	-	-	-	-	-	-
2025-12	11.43%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	7.86%↑55.2%	3.31%↓25.4%	-	-	-	-	-	-	-
2026-01	5.06%↓19.4%	4.44%↓11.4%	-	-	-	-	-	-	-
2025-12	6.28%	5.02%	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	8.07%↓9.6%	5.07%↓21.3%	2.10%↓53.8%	-	-	-	-	-	-
2026-01	8.93%↑6.5%	6.45%↑4.7%	4.55%↑29.2%	-	-	-	-	-	-
2025-12	8.39%	6.16%	3.52%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	3.03%↓14.4%	3.32%↑5.3%	3.05%↑7.1%	2.14%↓8.1%	3.04%↑15.7%	1.88%↓8.3%	11.08%↑113.5%	10.10%↑157.2%	0.00%↓100.0%
2026-01	3.54%↑7.8%	3.15%↓2.5%	2.85%→	2.32%↓2.2%	2.62%↓3.3%	2.05%↑9.1%	5.19%↑155.2%	3.93%↑817.6%	0.83%↓73.3%
2025-12	3.28%	3.23%	2.88%	2.38%	2.71%	1.88%	2.03%	0.43%	3.09%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	2.65%↓21.3%	-	-	-	-	-	-	-	-
2026-01	3.37%↑7.3%	-	-	-	-	-	-	-	-
2025-12	3.14%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	3.48%↓5.5%	2.57%↑17.0%	-	-	-	-	-	-	-
2026-01	3.69%↑11.5%	2.20%↓10.9%	-	-	-	-	-	-	-
2025-12	3.31%	2.47%	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	3.83%↑7.2%	3.04%↓4.6%	2.33%↑11.6%	-	-	-	-	-	-
2026-01	3.57%↑2.5%	3.19%↓2.0%	2.09%↓5.2%	-	-	-	-	-	-
2025-12	3.49%	3.25%	2.20%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.85%↓78.4%	0.89%↓69.1%	0.72%↓71.7%	0.56%↓72.9%	0.85%↓62.6%	0.35%↓80.3%	1.43%↓72.4%	4.90%↑24.7%	0.00%↓100.0%
2026-01	3.91%↑3.1%	2.90%→	2.56%↓1.2%	2.06%↓1.8%	2.28%↓1.7%	1.78%↑6.1%	5.19%↑296.5%	3.93%↑817.6%	0.83%↓73.3%
2025-12	3.79%	2.91%	2.59%	2.10%	2.32%	1.68%	1.31%	0.43%	3.09%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.86%↓79.3%	-	-	-	-	-	-	-	-
2026-01	4.17%↑2.2%	-	-	-	-	-	-	-	-
2025-12	4.08%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.89%↓73.0%	0.74%↓62.9%	-	-	-	-	-	-	-
2026-01	3.31%↑11.7%	2.00%↓11.9%	-	-	-	-	-	-	-
2025-12	2.97%	2.27%	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.82%↓76.2%	0.80%↓73.3%	0.53%↓71.9%	-	-	-	-	-	-
2026-01	3.45%↑2.0%	3.01%↑3.3%	1.88%↓4.9%	-	-	-	-	-	-
2025-12	3.39%	2.91%	1.98%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.78%↓81.0%	1.21%↓68.0%	0.98%↓68.9%	0.51%↓73.8%	-	-	-	-	-
2026-01	4.10%↑12.7%	3.77%↑9.5%	3.14%↑1.2%	1.94%↓2.1%	-	-	-	-	-
2025-12	3.64%	3.44%	3.11%	1.98%	-	-	-	-	-

CashLoan Inspection Report v4.22

到期月回收曲线 (Due Month Recovery Curve)

Vintage 矩阵 (Risk Matrix)

MTD 环比分析 (Lift Analysis)

资产质量趋势 (Due Trends)

期限监控矩阵 (Term × MOB)

金额段 x 月份热力图 (Amount Segment Heatmap)

维度拆解 (Breakdown)

按用户类型 (User Type)

按期数 (Period)

按模型 (Model Bin)

按金额段 (Amount)

按用户类型 (User Type)

按期数 (Period)

按模型 (Model Bin)

按金额段 (Amount)

按用户类型 (User Type)

按期数 (Period)

按模型 (Model Bin)

按金额段 (Amount)

按用户类型 (User Type)

按期数 (Period)

按模型 (Model Bin)

按金额段 (Amount)

按用户类型 (User Type)

按期数 (Period)

按模型 (Model Bin)

按金额段 (Amount)

按用户类型 (User Type)

按期数 (Period)

按模型 (Model Bin)

按金额段 (Amount)

按用户类型 (User Type)

按期数 (Period)

按模型 (Model Bin)

按金额段 (Amount)

按用户类型 (User Type)

按期数 (Period)

按模型 (Model Bin)

按金额段 (Amount)

按用户类型 (User Type)

按期数 (Period)

按模型 (Model Bin)

按金额段 (Amount)

可联性分析 (Contactability Analysis)

自然月回收序时 (Natural Month Recovery Progress)

目标达成汇总

目标追踪看板

模块组级排行

运营归因分析 (Operational Attribution)

智能诊断 (Smart Diagnostics)

投入产出矩阵

智能诊断

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.69%↓72.9%	0.87%↓69.0%	0.60%↓78.8%	0.82%↓69.8%	0.86%↓62.2%	0.35%↓79.9%	-	-	-
2026-01	2.54%↓4.9%	2.79%↑1.8%	2.81%→	2.72%↑1.8%	2.27%↓1.8%	1.76%↑6.1%	-	-	-
2025-12	2.67%	2.74%	2.83%	2.67%	2.31%	1.66%	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.77%↓69.0%	0.00%↓100.0%	0.00%↓100.0%	5.38%↑115.5%	0.00%↓100.0%	0.00%↓100.0%	1.43%↓72.4%	4.90%↑24.7%	0.00%↓100.0%
2026-01	2.48%↓8.1%	2.84%↓64.3%	3.23%↑8.1%	2.50%↓69.9%	4.38%→	6.14%↑101.6%	5.19%↑296.5%	3.93%↑817.6%	0.83%↓73.3%
2025-12	2.70%	7.94%	2.99%	8.30%	4.35%	3.05%	1.31%	0.43%	3.09%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.43%↓86.0%	1.65%↓30.1%	-	-	-	-	-	-	-
2026-01	3.05%↑96.0%	2.36%	-	-	-	-	-	-	-
2025-12	1.55%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	2.09%↓81.7%	0.94%↓82.8%	0.40%↓90.4%	-	-	-	-	-	-
2026-01	11.41%↑6.4%	5.48%↑2.5%	4.19%↑25.6%	-	-	-	-	-	-
2025-12	10.72%	5.34%	3.33%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	2.29%↓80.5%	-	-	-	-	-	-	-	-
2026-01	11.74%↑7.1%	-	-	-	-	-	-	-	-
2025-12	10.95%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.44%↓91.4%	0.19%↓95.3%	-	-	-	-	-	-	-
2026-01	5.06%↓14.3%	4.18%↓16.7%	-	-	-	-	-	-	-
2025-12	5.91%	5.02%	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.72%↓91.2%	1.13%↓80.4%	0.40%↓90.4%	-	-	-	-	-	-
2026-01	8.22%↑7.1%	5.77%↑6.1%	4.19%↑25.6%	-	-	-	-	-	-
2025-12	7.68%	5.43%	3.33%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.74%↓77.3%	0.89%↓68.6%	0.73%↓71.2%	0.56%↓72.9%	0.85%↓62.6%	0.35%↓80.3%	1.43%↓72.4%	4.90%↑24.7%	0.00%↓100.0%
2026-01	3.24%↑8.3%	2.85%↓1.1%	2.53%↓1.7%	2.06%↓1.8%	2.28%↓1.7%	1.78%↑6.1%	5.19%↑296.5%	3.93%↑817.6%	0.83%↓73.3%
2025-12	3.00%	2.88%	2.58%	2.10%	2.32%	1.68%	1.31%	0.43%	3.09%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.68%↓78.4%	-	-	-	-	-	-	-	-
2026-01	3.12%↑8.3%	-	-	-	-	-	-	-	-
2025-12	2.88%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.90%↓72.6%	0.75%↓62.1%	-	-	-	-	-	-	-
2026-01	3.29%↑12.3%	1.97%↓12.0%	-	-	-	-	-	-	-
2025-12	2.93%	2.24%	-	-	-	-	-	-	-